Damage Claims Policy & Procedure

Effective date: September 15, 2025

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1) Reporting window

Report alleged damage within 72 hours of job completion to guardian.towing@resqtow.llc with your Job ID, photos/videos, and a description.

2) Evidence required

Vendors must collect pre- and post-service photos and a signed Bill of Lading (BOL). You should provide any additional photos/videos and invoices/estimates if available.

3) Process overview

Acknowledge your claim (typically within 1 business day).

Investigate using photos, BOL, timestamps, driver statements, and system logs.

Coordinate with the Vendor's insurer (primary coverage) or the Vendor directly if self-insured.

Update you at reasonable intervals (e.g., every 3 business days) until outcome.

4) Possible outcomes

Approved (repair or settlement through Vendor/insurer).

Partially approved (contributory or limited coverage).

Denied (evidence does not support responsibility).

5) Common exclusions

Pre-existing damage or mechanical failure not caused by service.

Unusual conditions beyond reasonable control (e.g., unstable terrain, severe weather).

Unsecured cargo or items left inside the vehicle that were not disclosed.

6) Appeals

If you disagree, reply to the claim thread with new or clarifying evidence for review.

7) Contact

Email: guardian.towing@resqtow.llc

Include Job ID in the subject line (e.g., "Claim – HG1234").